

Its California Certificate of Authority number is 6992. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. SIPC only protects customers' securities and cash held in brokerage accounts. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA Opens in a new window and SIPC Opens in a new window , distributes securities products. Please consult your tax or legal advisor to address your specific circumstances. The TIAA group of companies does not provide legal or tax advice. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.Ĭonsumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. Scammers use the regular mail, telephone, or email to set up individuals, businesses, payroll and tax professionals. Do not supply any personal information, especially passwords, to anyone via email.1 Some TIAA products and services, like the Investment Solutions IRA and certain annuity products, are only available to employees and retirees (and their family members) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions.

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Hover your mouse over links to see where they lead.Don’t open unsolicited email from people you don’t know.It is critical to stay vigilant and follow good security practices to help reduce the likelihood of falling victim to phishing attacks. Malicious cyber criminals are always attempting to leverage interest and activity in public health emergencies to launch themed phishing emails. These phishing emails contain links and downloads for malware that can allow them to take over healthcare IT systems and steal information. You can also report these calls to the Federal Communications Commission (FCC). Do not give out your personal information, including banking information, Social Security number or other personally identifiable information over the phone or to individuals you do not know. Federal agencies do not request donations from the general public. To protect yourself from falling victim to these scams, be wary of answering phone calls from numbers you do not recognize. They are technologically savvy and often target young people and the elderly. Scammers are becoming more sophisticated and organized in their approach.

These calls are a scam and are referred to as “government impersonation fraud,” meaning criminals are impersonating government officials for nefarious purposes. A spoofed call does not mean that anyone’s telephone has been hacked, so you can simply hang up. Unfortunately, current technology doesn’t make it easy to block these spoofed calls, either on business or personal phones. I burp a pungent combination of lemon, vodka, broccoli, and kale into her voice mail. This is usually done by unscrupulous salespeople, in hopes that people are more likely to pick up the phone if the caller has a number similar to theirs.
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Some calls are requesting donations.ĭownloadable apps and some free websites now make it simple for anyone to “spoof” a phone call and make it appear to come from any phone number. CDC has become aware that members of the general public are receiving calls appearing to originate from CDC through caller ID, or they are receiving scammer voice mail messages saying the caller is from the Centers for Disease Control and Prevention (CDC).
